During these unprecedented times, we want to let you know that we are certainly still open for business and committed to servicing your financial needs as usual. As the COVID-19 (coronavirus) situation evolves, we are ensuring the safety, health and welfare of our team, our clients and others with whom we interact, by following official
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Whilst the last 12-18 months has seen some highly challenging conditions for vendors, several recent developments suggests the property market could be about to start trending positively. The biggest weight on the market has been tighter lending regulations, with increased compliance, restrictions around investor & interest only lending, as well as banks needing to increase
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Written by Andrew Pribil (Managing Director – A&C Finance Group) In February, I published an article outlining the implications of the recommendations from the Banking Royal Commission. This was largely pertaining to how prospective changes to mortgage broker remuneration would impact the broader home loan market. I am pleased to be able to provide an
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Written by Andrew Pribil (Managing Director – A&C Finance Group) Impact of the Royal Commission – We Remain Open for Business! Firstly, I wish to preface this article by saying A&C Finance Group is still proudly open for business and we look forward to continuing our support of Australians as they build their futures. Any
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The game has changed for property investors, but this provides a rare opportunity for owner occupiers to slash years off their mortgage, writes Andrew Pribil. What has changed? As the Australian real estate market continues its exponential rise, the industry’s regulators have set their sights on banks’ lending activity, with the Australian Prudential Regulatory Authority
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An understanding of where the market is pricing home loans can save tens of thousands of dollars and slash years off your mortgage, writes Andrew Pribil. The most common reaction I’m greeted with when comparing my clients’ current lending offer with what’s available on the market is one of genuine shock. Mortgage holders find it
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Getting your loan structures right from the start will eliminate costly problems down the track, writes Andrew Pribil Following last month’s blog on structuring property investments, which looked at the common issue of an inefficient split between tax deductible and non-tax deductible debt, I have received various questions from property investors looking at the best
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One of the biggest issues for property investors is their discipline in trying to pay off their first mortgage. Sounds strange, but the dominant theory of directing as much disposable income as possible towards paying down the mortgage and building equity becomes somewhat of a liability for anyone whose future plans include property investment. Think
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